4 signs you will be financially successful
11 December 2017 –
Arguably, your financial success is more determined by your behavior and attitude about money than your income. So, what are the signs that you will be financially successful?
1. You make yourself a priority. As soon as it’s pay day, you should pay your own savings and investment accounts... Read more
What do baby boomers fear the most?
11 December 2017 –
US-based financial advisers recently rated* running into health problems as their baby boomer clients’ biggest concern – with dementia being top of the list. This has been reinforced by Dr William Reichmann - a global leader in research on aging. He talks about how Alzheimer’... Read more
Knowing the warning signs can stop you being scammed - Bob’s story
11 December 2017 –
Knowing the warning signs can stop you being scammed - Bob’s story
Bob is a consultant who lives in Christchurch. He’s invested in shares for many years, owns his own home, and is in KiwiSaver.
Recently, Bob lost $67,000 through a 'boiler room' share scam after an... Read more
The number one reason your money isn’t growing!
31 October 2017 –
We are living in a world of instant gratification. Want a new product? You can receive it with same-day delivery. Want to watch a movie? Click the movie link and it will stream in seconds. Want a meal? Order it online and get a 30-minute delivery or your money back.... Read more
The problem of mental incapacity when you are a trustee of a family trust
31 October 2017 –
Many New Zealanders have all their assets in a family trust. Additionally, New Zealand, like many other countries, has an aging population and we are seeing an increasing number of elderly people losing their mental capacity.
When a trustee of a trust loses their mental capacity, it can lead to... Read more
How much further can investment portfolios rise?
31 October 2017 –
We have seen a substantial rise in investment portfolios over the past 12 months. However, a new government is now in place and it intends to make a number of sweeping changes to the social structure of New Zealand.
We know from past experience that there is a long-term trend line with investment... Read more
Meet the CEO
28 September 2017 –
After 15 years in uniform, Joseph Darby was seeking a new challenge. He found it as the Chief Executive of Milestone Direct Limited, the preferred financial advice provider to an increasing number of organisations, including the New Zealand Defence Force.
While rising to the rank of Major in the... Read more
The election and your money
28 September 2017 –
Don’t fret the small stuff when it comes to how your investments will fare as a result of the 23 September 2017 election. We live in a MMP political environment and a degree of uncertainty is created after each election about what the new government will do. We all know that financial markets... Read more
How the New Zealand Defence Force KiwiSaver Scheme is performing
11 September 2017 –
At the end of June 2017, independent investment research firm Morningstar published a performance report comparing all KiwiSaver Schemes, including the New Zealand Defence Force KiwiSaver Scheme. Here are the main points to consider:
1. High risk = potential high return. The figures below show the... Read more
Give your finances a spring makeover
8 September 2017 –
We have now officially said goodbye to winter and are enjoying the first days of spring. Now is the time to take a fresh look at your finances to ensure you are on track to achieve your financial goals. Talk with us about your financial plan but, before doing so, consider the following:
Are you... Read more
Dispelling KiwiSaver misconceptions
8 September 2017 –
KiwiSaver is now well entrenched in New Zealand savings culture. However, there are a multitude of New Zealanders who, for a variety of reasons, still do not fully understand how it works. We have looked back over the past five years at the questions we get regularly asked and have compiled answers... Read more
Family trust law reform
8 September 2017 –
Trusts are an important part of New Zealand society and the economy. It is estimated there are between 300,000 to 500,000 trusts in New Zealand. The Government is moving to update and improve the general law governing trusts for the first time in 60 years.
Generally, the proposed reforms seek to... Read more
