How smart is buying a new car? - 5 things car dealers never tell you
2 May 2017 –
Planning to buy an expensive new car using your deployment allowances?
Is there a way you can have a set of wheels but still make smart financial decisions?
New car dealers never seem to tell you:
A car costs heaps once you have bought it: Statistics NZ reports 14% of household income is spent... Read more
MIBP (insurance) cover for NZDF personnel and families
3 March 2017 –
It is timely to remind NZDF members and partners/spouses of the insurance cover provided through the Member Insurance Benefits Programme (MIBP).
MIBP Tier 1 is provided and funded by CDF
MIBP Tier 2 supplements the cover provided through Tier 1 and is paid for by the member, at NZDF discounted... Read more
Why am I not wealthy?
4 July 2017 –
Many people ask this question of themselves. Often they are hard-working, well-educated, high-income people. Why, then, are so few of them ‘affluent’? Some of the answers to this intriguing question are contained in the book The Millionaire Next Door by Stanley and Danko. We... Read more
(Video) An example of splitting a home loan over multiple terms
3 August 2017 –
Part 4 of a series of 8 videos where Assoc Prof David Tripe of Massey University discusses mortgages with Milestone Direct Limited.
This video, discusses splitting a home loan over multiple terms. Read more
2016 Budget is good news for investors
30 May 2016 –
The 2016 budget will possibly go down in history as being unremarkable. There were no major revelations nor important policy announcements. This is not unsurprising considering the government is only a year away from an election. Some political commentators have even called the budget boring, so... Read more
4 signs you will be financially successful
11 December 2017 –
Arguably, your financial success is more determined by your behavior and attitude about money than your income. So, what are the signs that you will be financially successful?
1. You make yourself a priority. As soon as it’s pay day, you should pay your own savings and investment accounts... Read more
5 steps for retiring early
2 May 2017 –
For many New Zealanders, retiring before age 65 is the lifestyle Holy Grail. The dream is to kick back, spend time with family, friends and loved ones, and travel heaps. They subscribe to the view of “casting off the drudgery of day-to-day work and enjoying the good times as you only live... Read more
6 Reasons to reassess your life insurance needs
26 February 2014 –
When was the last time you had a sparkling conversation about life insurance? To be fair, it is not something most of us want to think about too often. However, despite our reluctance to discuss them, protection policies such as life insurance are not insurances we should buy once and never think... Read more
7 Steps to KiwiSaver Success
1 April 2015 –
KiwiSaver has been an outstanding success with regards to engagement by New Zealanders. It has far exceeded government expectations and with over $30 billion of funds under management, KiwiSaver is now a force to be reckoned with.
However, at the individual investor level, there are some... Read more
8 tips for affording a first home
3 October 2016 –
Buying a first home is becoming increasingly more difficult for many New Zealanders, even though mortgage interest rates are at historical lows. House prices have risen exponentially in what we call the Golden Housing Triangle – the area from Warkworth in the north to Hamilton in the south... Read more
Active vs passive: the great investment debate
30 June 2015 –
Financial advisers are constantly debating the pros and cons of whether it is better to be active or passive with an investment portfolio. The debate has raged for years and is likely to continue for years to come. Many financial advisers and institutions stake their reputation on one... Read more
Age, wealth and health: they are all interlinked
27 June 2014 –
The fastest growing segment of the New Zealand population is the over 50s. This is attributable to the ‘baby boomer’ population bulge (those born between 1946 and 1964), increasing longevity and a decline in birth rates amongst those in their 20s.
I am not a student of statistics... Read more
