Financial advice plans

If you are: 

  • deciding what to do with deployment allowances or an inheritance
  • deciding whether to invest in property
  • not sure what to do after paying off the mortgage
  • not sure what your retirement will look like
  • wondering if you're overpaying for insurance
  • retiring and need to know what to do and how much you can spend each year

Then the chances are that you'll benefit significantly from financial advice. Comprehensive financial advice designed to examine all aspects of your finances is the quickest and best way to answer any question above, and achieve your financial goals.

All current members of the NZDF, ex-Defence Force members, and members of the wider Defence Community have access to a range of service plans. As one package doesn't fit all, we have different options which are specifically structured to meet the needs of your individual situation. The most popular of these are outlined below, and these plans mean we won't charge you for advice you don't need.

Depending upon the plan selected, our advice can include: mortgages, all insurances, KiwiSaver, portfolio service options, MIBP, property investment, and the complete range of NZDF investment schemes. 

To start the advice process, discuss your options, or check whether you need advice, call 0508 MILESTONE (645 378) or send us a message which we will respond to within a working day. 

Free general advice

Is provided by phone or email about any NZDF investment products if the query can be solved in 30 minutes. No written recommendations are provided, and owing to the nature of this advice, it will usually not be personalised for your individual circumstances.

One-off financial advice plan

This is a plan that requires a full analysis by an authorised financial adviser, and a comprehensive written plan developed to meet your unique needs. This can be on any number of the following topics:

  • Savings and retirement planning, including NZDF schemes and any other investments

  • Buying a home or investment property

  • Where and how to invest

  • How to best use a windfall, such as operational allowances

  • Access to top-tier investment options

  • Protecting yourself from the unexpected

  • A review of any existing investments & insurances

The one-off financial plan is for people who require advice in any or all areas of their life. For members of the NZDF Community, rates subsidised more than 50% are available, which reduces the cost to $450.

Ongoing advice

This is a comprehensive plan that is exclusively open to those who have first received a one-off plan above. It is designed for people who require regular ongoing advice and assistance to track progress on their financial journey. You receive:

  • An annual review of your financial plan and goals

  • A six-monthly 'health check'

  • A regular e-newsletter

  • Direct email and phone access to a financial adviser at all times

  • Regular reports

This is provided at an NZDF Community-discounted rate of $35 per month for an individual, or $45 per month for a couple or family.

Free mortgage advice service

When it comes to finding a great mortgage, we have the know-how to help you get an impressive deal. After you reach out to us, we’ll assess your situation and provide you with professional advice on your options, how to strengthen your application, how to structure your mortgage to suit you, and how to become mortgage-free faster. You could save thousands. Best of all, there’s no cost to you because... [read more]

If you would like further information on anything described above, or would like to start the process to secure your future, reach out to us by sending us a message, or call the number below. 

Send us a message